Fintech, marketplaces, apps with balances
Wallets and stored value
Customer balances that can never go below zero, overdraft facilities where you extend them, and a statement that reconciles line by line.
Use cases
Where a ledger earns its keep
Anything that is counted, owned and must not be created or destroyed outside a recorded transaction. Four shapes we see most often, each with a worked transaction.
Four shapes
Pick the one closest to your books
Two-sided platforms, gig work, resale
Marketplaces and payouts
Reserve at checkout, split settlement across seller, platform and tax in one transaction, and pay out from books that already balance.
Software products, subscriptions, rewards
Credits and loyalty
Prepaid credits, API allowances, points and gift cards as owned property: purchased, refundable and disputable, with the liability always derivable.
Retail, events, licensing
Inventory and seats
Stock, seats and licences under the same rules as money, because over-allocation is a contractual exposure.
Running books for other businesses? See Ledger for platforms.
Free today. Access is provisioned personally by RODMENA.
Tell us what you keep books of and we will set up a tenant, mint your first key and walk you through the tour.